Finance Options for Home Improvements

Finance Options for Home Improvements

Ways to spread the cost of larger projects, arranged through our finance partners.

Spread the cost, with the figures in writing first

Larger projects like a re-roof, an extension or a loft conversion are significant spends, and paying for them in one go does not suit everyone. For those jobs, finance arranged through our finance partners can spread the cost into monthly payments.

The way we handle it is simple and pressure-free: you get the fixed written quote first, then the figures with and without finance so you can compare like for like. There is no obligation to take it, plenty of clients see the figures and pay directly, and the quote is the same either way. Finance is subject to status.

For larger projects, finance can spread the cost into monthly payments arranged through our finance partners. We always give you a clear written quote first, with and without finance, so the choice is yours. Finance is subject to status.

Free no obligation survey

What the work covers

Finance, in detail

For larger projects

Designed for roofs, extensions, conversions and bigger installations rather than small repairs.

Arranged through partners

Finance is provided by our finance partners, not by us, and is subject to status.

Like-for-like figures

Every finance quote comes alongside the direct price, so the comparison is honest.

No obligation

Ask for the figures at your survey. Taking them costs nothing and commits you to nothing.

Clear paperwork

Written figures before you decide, never after.

Ask at your survey

Tell us you want the finance option included and the quote comes both ways.

At a glance

Finance, the short version

What

Finance options on most of our work, subject to status

How

Cash price and finance figures shown separately on the quote

When

Discussed at the survey, decided by you

What you get

The same job at the same price, spread over time

What the quote includes

  • A clear cash price for the job
  • The finance figures set out separately and in writing
  • Time to decide, with no pressure at the survey
  • The same programme and the same cover whichever way you pay

What we check at the survey

  • What the job is and what it will cost outright
  • Whether finance is something you want to look at
  • Which option suits, if so
  • Any questions before you decide

Common problems

What we get called out to fix

Price goes up with finance

It should not. The job is priced the same way whichever way you pay, and the finance cost is shown separately.

Pressure to decide on the day

Not from us. The figures are in writing and you decide in your own time.

Why homeowners choose us

The bits that matter before you let anyone on site

Fully insured

Public liability cover, plus insurance-backed cover through our trade body memberships.

Fixed written quotes

Itemised, in writing, before any work starts. The price we agree is the price you pay.

Workmanship covered for 12 months

Plus 10-year structural cover where it applies, and manufacturer warranties passed straight to you.

Rated 4.9 on Google

From 13 verified reviews by customers across the West Midlands.

How it works

Assess. Quote. Build.

The order matters: we never price work we have not seen with our own eyes.

1

Free on-site assessment

We visit, inspect and talk through what you actually need. No obligation, no pressure.

2

Fixed-price quote

A written, itemised quote. The price we agree is the price you pay.

3

Build and handover

One project lead, a tidy site, and a walkthrough with you at completion.

Thinking about finance?

Free no obligation survey across the West Midlands and nationwide. We visit, measure and put a fixed price in writing.

What customers say

Rated 4.9 out of 5 on Google

From 13 reviews. Every one below is real and unedited.

I’m really happy with the work carried out by Carter Langfold on my resin driveway. From start to finish, they were professional, reliable and worked hard to complete the order to a high standard.
Jenna BatesAugust 2026Google review
Very professional service throughout, from initial survey through to the sprayfoam being taken out. Each stage of the job was clearly explained, and my loft was left immaculate. Very impressive.
SimonJuly 2026Google review
I cant thank this company enough for successfully removing the sprayfoam from my auntie's house as she wasn't able to sell the property until it had been removed and signed off by the bank's surveyors. Great job, polite and professional staff, highly recommend.
Haydon BurgessJuly 2026Google review

Questions

Finance questions, answered straight

How does finance on a building project work?

You get the fixed written quote first, then figures with and without finance arranged through our finance partners, so you can compare like for like. Finance is subject to status.

Is there any obligation to take finance?

None. Plenty of clients ask for the finance figures and pay directly anyway. The quote is the same either way.

Which projects can be financed?

It is designed for larger projects such as roofs, extensions and conversions rather than small repairs. Ask at your free survey and we will tell you straight away whether it applies.

Can I spread the cost of a roof or an extension?

Finance options are available on most of our work, subject to status. We explain what is on offer at the survey, and the quote sets out the cash price and the finance figures separately so you can compare them properly.

Does taking finance change the price of the job?

No. The job is priced the same way whether you pay outright or spread it. The finance cost is shown separately and in writing.

Ready for us to look at your roof and driveway?

Book a free, no-obligation survey. We visit, inspect and give you a fixed written quote.

Free no obligation survey